720 University Avenue, Suite 120
Norwood, MA 0262
Phone: (781) 821-0664
Fax: (781) 821-0981
Monday - Friday from 8 AM to 4 PM
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As a mandatory condition of employment, most employees of a town, housing authority or special district within Norfolk County are members of it's Retirement System. Membership provides a contractual relationship rooted in Massachusetts state law. Each member's situation is unique. However, in general, employees that provide long-term service to the public sector while making statutorily determined contributions into the retirement system will collect a monthly defined benefit upon retirement.
These Retirement Charts give the approximate percentage of your three year average salary based on your age and years of creditable service, that you would receive if selecting Option A at retirement.
Charts apply to membership before April 1, 2012NCRS’s retirement plan defines a benefit for its participants according to a set formula. Further, the defined benefit system promises a specified monthly retirement benefit based on group classification, employee’s age, creditable service and three highest consecutive years salary average.
The benefits administered by NCRS are guaranteed for the retired participant’s lifetime, regardless of fluctuations in investment returns.
It is never too early to start planning for retirement. As a contributing member of NCRS, you have the opportunity to maximize your financial future with a defined retirement benefit. All members can avail themselves of this opportunity by providing continued service and attaining the applicable retirement age for their position.
Public records request can be sent to Matthew Feeney at mfeeney@norfolkcrs.com. Contact phone number is 781-821-0664.
Login to your retirement file and use the calculator to determine benefits based on your retirement package.
Interested in calculating your benefits? Use one of our Calculators.
Quick CalculatorDo a quick calculation now to get an idea of your benefits.
Members have the following options to estimate potential retirement benefits.
Members can utilize self service and generate a personalized retirement estimate in My Retirement File.
Group classification is determined by member's occupation, position, or job duties. State law classifies types of employment within groups and NCRS assign members to the group classification for their position. The groups are defined as follows:
Creditable service is gained through retirement deductions withheld from employment earnings. Minimum creditable service time is a prerequisite for retirement, unless membership date was before January 1, 1978 or retirement is the result of a permanent work related disability.
For members, classified in Group 1, 2 or 4, with membership dates before April 2, 2012, you must have ten years of creditable service and be at least 55 years of age to retire; with twenty years of creditable service you can retire at any age.
Accidental Death benefits are available for member’s eligible survivor if the member’s death was the natural and proximate result of a personal injury sustained or hazard undergone while in the actual performance of the member’s duties at some definite time and place and without serious or willful misconduct on the member’s part.
Special provisions are applicable to firefighter, police officers, correction officers and public prosecutors killed in the line of duties under certain circumstances.
NCRS provides the following types of benefits to eligible members.
Ordinary Disability Retirement is available for members who are totally and permanently incapacitated from the performance of their duties as a result of illness or injury that is not job related.
- Must have 10 years creditable service to apply.
- Amount of retirement allowance is equal to the amount the member would have received at age 55, with different provisions for veterans and for members after April 2, 2012.
- Allowance is exempt from Massachusetts State tax.
Superannuation, (pronounced su•per•an•nu•a•tion /ˌso͞opərˌanyo͞oˈāSHən/) retirement is the benefit an employee is eligible to receive based on the statutorily set formula for group classification, age and creditable service.
For plan participants with membership dates prior to April 2, 2012 to collect a retirement benefit:
Accidental Disability Retirement is available for members who are totally and permanently incapacitated from the performance of their duties as a result of personal injury sustained or hazard undergone while in the actual performance of the member’s duties at some definite time and place and without serious or willful misconduct on the member’s part.
Some information in this guide may now be superseded.
See Employers page, Regular Compensation - PERAC Memo 33-2011
New Report (Posted 01/2025)
PERAC - Appropriation for Fiscal Year 2026
Norfolk County Retirement System - Actuarial Valuation Report January 1, 2024
(See Supporting Documents below)
Log on through 'My Retirement File' today!
Would you like to have the ability to review your account? How about checking who is listed as your beneificary?
You can do all this and more by enrolling in the "My Retirement File" section of our website. Go to www.norfolkcrs.com and click on, "My Retriement File" in the middle of the page. From there, you can track your sevice, review your pension data, run a pension estimate and a whole lot more.
It's easy!
NCRS retirees consist mainly of former employees that provided long-term public service some of which, if not all, was provided within Norfolk County.
NCRS administers benefits to its retired members and, when applicable, to their survivors. Benefits are issued monthly on the last week day of the month in which they are paid. Retired members are entitled to their monthly retirement allowance for their lifetime.
You are limited in the amount of income you earn or receive from other sources after retirement for superannuation only if you are re-employed in the service of the Commonwealth or any of its counties, cities, towns, districts or authorities.
US Senate Delegation
Senator Elizabeth Warren
317 Hart Senate Office Building
Washington, DC 20510
Phone: (202) 224-4543
Senator Ed Markey
218 Russell Senate Office Building
Washington, DC 201510
Phone: (202) 224-2742
House of Representatives
Bruce Ayers Bruce.Ayers@mahouse.gov 617-722-2230
Here's a very helpful link to some very helpful information. Click here to check out the Massachusetts Public Employee Retirement Guide!
The office of the Norfolk County Retirement System is open Monday - Friday 8:00AM to 4:00PM. Our staff can also be contacted by phone at 781/821-0664 or by email at info@norfolkcountyretirement.org
NCRS has approximately $1 billion dollars in assets, which are accumulated from 3 funding sources: 1) member contributions, 2) unit appropriations and 3) investment income.
Assets are managed by the Board Members with the advice of investment counsel and within the investment guidelines of the Public Employee Retirement Administration Commission (PERAC), the Commonwealth’s regulatory agency for retirement systems.
NCRS is led by a 5 Member Board of Trustees made up of the County Treasurer, who shall serve as the ex officio member and Chairman, 2 members elected by the active and retired members, an appointed member by the County Commissioners, and an appointed member by the unit member treasurers. The current NCRS Board is as follows:
Michael G. Bellotti, Chairman
Paul Connors, County Commissioners' Appointee
Josephine Shea, Elected Member
Edwin Little, Elected Member
Lisa Sinkus, Treasurer's Appointee
The Norfolk County Retirement System (NCRS), established in 1911, governed under Massachusetts General Laws, Chapter 32, is led by a 5 Member Board of Trustees. NCRS is 1 of 105 reciprocal retirement systems within the Commonwealth.
NCRS serves approximately 10,000 active and retired members from the County, 19 towns and 21 authorities and special districts. Retirement System membership is mandatory for employees regularly working 20 hours or more and, upon retirement, retirees receive a defined monthly benefit for life.
Here you will find all forms pertaining to enrolled members.
The Norfolk County Retirement Board is seeking proposals from qualified law firms to provide portfolio monitoring as well as securities litigation services on a contingency/no-cost basis to the system.
The Norfolk County Retirement Board is a governmental defined benefit pension fund with approximately $1 billion in assets and serves approximately 10,000 active and retired members from 19 municipalities, 15 housing authorities, and 7 special districts.
The Norfolk County Retirement Board is seeking proposals from qualified law firms to provide international portfolio monitoring as well as securities litigation services on a contingency/no-cost basis to the system.
The Norfolk County Retirement Board is a governmental defined benefit pension fund with approximately $1 billion in assets and serves approximately 10,000 active and retired members from 19 municipalities, 15 housing authorities, and 7 special districts.
The Norfolk County Retirement Board is seeking proposals from qualified law firms to provide portfolio monitoring as well as securities litigation services on a contingency/no-cost basis to the system.
The Norfolk County Retirement Board is a governmental defined benefit pension fund with approximately $1 billion in assets and serves approximately 10,000 active and retired members from 19 municipalities, 15 housing authorities, and 7 special districts.
The Norfolk County Retirement System (“NCRS”) and the members of its Retirement Board (hereinafter “Board”) are seeking proposals from qualified property owners to purchase a parcel of land, with buildings thereon, within Norfolk County, to use for the administrative offices of the NCRS. The Board has determined that this purchase is subject to M.G.L. Chapter 30B, and Commonwealth of Massachusetts Regulations 840 C.M.R. - Public Employee Retirement Administration Commission.
NCRS meets monthly at our office in Canton, MA. Typically, the meeting is held on the last Wednesday of each month. However, NCRS reserves the right to alter that meeting schedule as necessary. Updated information pertaining to Board meeting dates can be found here or by contacting the office at 781-821-0664.
NCRS is led by a 5 Member Board of Trustees made up of the County Treasurer, who shall serve as the ex officio member and Chairman, 2 members elected by the active and retired members, an appointed member by the County Commissioners, and an appointed member by the unit member treasurers.
Information pertaining to the election of one of the Elected Members of NCRS is attached.
The NCRS is accepting proposals for the leasing of real property to house the administrative offices of the NCRS.
